Intro To Commercial Credit Analysis, Credit Risk And Lending
Last updated 3/2025
MP4 | Video: h264, 1920x1080 | Audio: AAC, 44.1 KHz
Language: English | Size: 9.34 GB | Duration: 7h 36m
Commercial Credit Underwriting | Lending & Commercial Credit | Financial Analysis | Credit Risk | Foundations
What you'll learn
Understand the process of credit analysis including risk identification, analysis and mitigation
Build and apply finance skills to analyze business, financial and structural risks
Identify the appropriate information requirements for analysis and underwriting
implement a structure for business risk analysis from macro, industry, and company-specific levels of detail
Apply industry and company specific risk analysis tools (including the BCG Matrix and Porter's 5 Competitive Forces)
Analyze the key functional areas of a business, including through a SWOT analysis
Dig into a company's key financial statements (including income statement and balance sheet)
Analyze financial statements and other relevant data to assess the creditworthiness of a borrower.
Determine appropriate credit risk categories and ratings for a borrower based on a thorough credit analysis.
Evaluate the feasibility of a credit request, taking into account the borrower's industry, market conditions, and other relevant factors.
Recommend credit decisions and lending terms based on the results of a credit analysis and risk assessment.
Requirements
Knowledge of the English language.
A basic understanding of accounting and the structure of the three key financial statements is required.
A financial calculator is recommended for this course.
Description
A comprehensive course designed to furnish credit professionals to make commercial lending decisions based on "conclusion-based" analysis. Participants will develop their analytical skills through the application of a logically structured framework which we present. Starting with the identification of the deal and credit structure, it logically works through the analysis process from business risk to financial risk then to structural risk. In addition, it will compare and contrast different industry dynamics. This course contains 42 lectures across 8 sections, introducing and then covering each concept in-depth and providing examples. More about this course and StarweaverThis course is led by a seasoned commercial and corporate credit industry practitioner and executive with many years of hands-on, in-the-trenches risk analyst work. It has been designed, produced and delivered by Starweaver. Starweaver is one of the most highly regarded, well-established training providers in the world, providing training courses to many of the leading financial institutions and technology companies, including:Ahli United Bank; Mashreqbank; American Express; ANZ Bank; ATT; Banco Votorantim; Bank of America; Bank of America Global Markets; Bank of America Private Bank; Barclay Bank; BMO Financial Group; BMO Financial Services; BNP Paribas; Boeing; Cigna; Citibank; Cognizant; Commerzbank; Credit Lyonnais/Calyon; Electrosonic; Farm Credit Administration; Fifth Third Bank; GENPACT; GEP Software; GLG Group; Hartford; HCL; HCL; Helaba; HSBC; HSBC Corporate Bank; HSBC India; HSBC Private Bank; Legal & General; National Australia Bank; Nomura Securities; PNC Financial Services Group; Quintiles; RAK Bank; Regions Bank; Royal Bank of Canada; Royal Bank of Scotland; Santander Corporate Bank; Tata Consultancy Services; Union Bank; ValueMomentum; Wells Fargo; Wells Fargo India Solutions; Westpac Corporate Bank; Wipro; and, many others.Happy learning.
Relationship managers (0-5 years) in commercial, corporate and investment banking.,Analysts and associates in commercial, corporate and investment banking.
Code:
Bitte
Anmelden
oder
Registrieren
um Code Inhalt zu sehen!
