Introduction To Title Curative (mortgage Pre-Closing)
Published 7/2025
MP4 | Video: h264, 1920x1080 | Audio: AAC, 44.1 KHz
Language: English | Size: 4.27 GB | Duration: 10h 31m
Mortgage Pre-Closing | Title Curative | Mortgage
What you'll learn
How to review and recognize Title issues
How to resolve vesting issues
How to resolve Liens and Mortgage issues
Resolves title clearance issues to get deal closed
How to Communicates with lenders and borrowers to obtain all necessary title clearance requirements
Requirements
No prior knowledge required in Mortgage industry
Basic computer or mobile with Internet connection
Description
Title Curative Course - Detailed DescriptionThe Title Curative Course is a comprehensive, industry-focused training program that prepares participants to effectively identify, analyse, and resolve defects or issues found in property titles. These title defects can disrupt or delay real estate closings, making the curative process a critical component of successful real estate transactions. The course provides learners with in-depth knowledge of title clearing procedures, legal frameworks, and document handling required to ensure clean, marketable titles.Why This Course MattersIn today's real estate market, title issues are common and can significantly impact property sales, refinancing, or development. Problems such as unreleased liens, missing signatures, incorrect legal descriptions, or conflicting ownership claims can derail transactions and result in financial loss or legal disputes. The title curative process involves resolving these problems quickly and accurately to allow closings to proceed without risk.This course bridges the gap between title examination and transaction closing by teaching the "how-to" of curative work. Whether you're a new entrant to the field or an experienced professional, the course offers valuable insights that enhance your problem-solving ability and reduce liability risks for your company or clients.What You Will Learn:Throughout the course, learners will gain a detailed understanding and practical skills in areas such as:Title Basics and Title ReportsComponents of a title commitment (Schedule A, B-I, B-II)Legal descriptions, vesting, encumbrancesUnderstanding preliminary title reportsCommon Title Defects and How to Spot ThemBreaks in the chain of titleName mismatches or misspellingsMarital status discrepanciesUndischarged mortgages or trust deedsForged or incorrect documentsMissing probate or estate filingsInvalid powers of attorneyLiens and EncumbrancesIRS and state tax liensMechanic's liensHomeowners Association (HOA) liensUCC filingsMunicipal code enforcement and utility liensJudgment liens and bankruptcy noticesLegal Documents Used in the Curative ProcessCorrective deedsAffidavits (identity, heirship, death, etc.)Releases and satisfactionsSubordination agreementsPowers of attorneyProbate documents (wills, letters testamentary)Requesting and recording curative documentsTimelines for resolution and follow-up best practicesFinalizing and Clearing TitleCurative checklist and documentation reviewRe-verification of public recordsUpdating title commitmentsApproval from the title underwriters before closing
Those studying real estate, finance, or related fields,Individuals considering a career switch to the mortgage industry,Mortgage Processors,Anyone seeking a career in title or escrow services,Title agents and examiners
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